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First-Time Buyer’s Guide to South OC Real Estate

Brett & Dane Smith May 15, 2025

Buying your first home in South Orange County? From Laguna Niguel to San Juan Capistrano, here’s what you need to know:

1. Get Pre-Approved First
This gives you a clear budget and helps you act fast in a competitive market. Choose a lender who knows the nuances of the OC market.

2. Prioritize Your Must-Haves
Do you need 3 bedrooms? A yard? Low HOA fees? Knowing your non-negotiables will help you focus your search.

3. Explore the Neighborhoods
Each city offers something different:

  • Laguna Niguel: master-planned and quiet

  • Dana Point: coastal and walkable

  • Aliso Viejo: newer homes and great schools

  • San Juan Capistrano: historic charm and larger lots

4. Understand the Costs
Beyond your down payment, budget for closing costs, inspections, taxes, and maintenance. (See our “Hidden Costs” blog!)

5. Work With the Right Agent
A local realtor can guide you through OC’s fast-paced market and help you avoid overpaying or missing opportunities.

Pro Tip: Schedule a buyer consultation with us at Notch Luxury Properties — we’ll walk you through every step and make sure you're set up for long-term success.

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As leading experts in Laguna Niguel, Dana Point, San Juan Capistrano, and the wider Orange County real estate market, Notch Luxury Properties specializes in assisting clients with buying or selling their homes. Whether you're in the market to find your dream home or looking to sell your property, our team of professionals is here to provide unparalleled expertise and guidance. Trust Notch Luxury Properties to navigate the intricacies of the local real estate landscape and help you achieve your goals. Contact us today to experience the exceptional service and results that set us apart in the Orange County market.